Mortgage Blog
Canada's Mortgage Experts
Do I Need 20% Down to Buy A Home?
May 5, 2025 | Posted by: Cecile Morell
You Don’t Need 20% Down to Buy Your First Home – Here’s How CMHC Can Help If you're dreaming of homeownership but think you need a massive 20% down payment to make it happen, good n ...
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5 Reasons to Choose a Mortgage Broker Over a Bank (From The Mortgage Boss®)
April 28, 2025 | Posted by: Cecile Morell
5 Reasons to Choose a Mortgage Broker Over a Bank (From The Mortgage Boss®) When it comes to getting a mortgage in Canada, a lot of people automatically head straight to their bank. But here&rsqu ...
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How Appraised Value Affects Your Mortgage
April 21, 2025 | Posted by: Cecile Morell
Understanding Loan-to-Value (LTV) Loan-to-Value (LTV) is the ratio between your mortgage amount and the appraised value of your home. It’s calculated like this: LTV = (Mortgage Amount &di ...
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Why I Built The Mortgage Boss® Brand
April 14, 2025 | Posted by: Cecile Morell
When I entered the mortgage industry, one thing was obvious: a lot of people were being left behind. They were overwhelmed by jargon, intimidated by bank processes, and unsure who to trust. I saw a ga ...
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Considering A Refinance?
March 24, 2025 | Posted by: Cecile Morell
Refinancing in Today’s Market: Is It the Right Move for You? If you locked in a mortgage during the golden era of historically low interest rates—think 2%—you might be feeling the s ...
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Understanding Mortgage Pre-Approvals
March 17, 2025 | Posted by: Cecile Morell
Mortgage Pre-Approval: Why It’s a Must in 2025 A mortgage pre-approval strengthens your homebuying position. Learn why getting pre-approved is a key step before house hunting. Getting pre-appr ...
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Fixed vs. Variable Rate Mortgages
March 10, 2025 | Posted by: Cecile Morell
Fixed vs. Variable Mortgages – Which One is Right for You? Should you choose a fixed or variable mortgage rate in 2025? Learn the pros and cons of each to make the best financial decision. Und ...
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The Impact of Interest Rate Changes on Your Mortgage in 2025
March 3, 2025 | Posted by: Cecile Morell
How Interest Rate Changes in 2025 Could Affect Your Mortgage Mortgage interest rates are shifting in 2025. Learn how these changes could impact your home loan and what you can do to stay ahead. Inte ...
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Why 2025 Might Be a Great Time to Buy a Home
February 24, 2025 | Posted by: Cecile Morell
Buying a Home in 2025? Here’s What You Should Know Thinking about buying a home in 2025? Here’s why this year might be a great time to make a move and how to prepare for homeownership. I ...
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2025 Mortgage Rule Changes – What You Need to Know
February 17, 2025 | Posted by: Cecile Morell
New Mortgage Rules in 2025 – How They Impact You Mortgage rules are changing in 2025. Here’s what homebuyers and homeowners need to know about rate trends, stress tests, and qualification ...
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